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ASA has taken up microfinance program in 1991 with a view to give an effort in the field of poverty reduction in Bangladesh. Since then ASA continued to carry on the microfinance program from small scale program to reaching in a large scale microfinance industry. It has become the major task of ASA today with admiration by many global leaders and nations for its effectiveness in impact creation to the million poor peoples’ lives in-country and abroad. Today the replication of ASA microfinance model has attained an increasing chase both at the national and international levels. By now twenty thousand ASA employees working in the areas of all administrative units of Government administration of the People’s Republic of Bangladesh has succeeded to prove them-selves to be highly dedicated, disciplined and self-motivated towards their daily routine works as to assist the poor.

Until today a series of ASA’s microfinance upheavals, while banking with the poor, have become an alluring package for many foreign and in-country visitors. As to learn and exploring the growth and progress of ASA’s present microfinance service delivery methodologies and procedures the interest of the individuals ,practitioners ,MFIs and donors from around the globe are repeatedly mentioned in workshops, seminars and symposiums held about microfinance anywhere and in any country. Listening to such an attitude towards ASA microfinance by others causes us to receive evoke and inspiration to undergo all kind of turmoil and challenges in developing new products and marketing them for the people who wants and need those products. ASA microfinance program has thus achieved the quality of one of the brand lending methodologies for the poor in simultaneous to the formal banking sector that which are operating and newly venturing into various parts of Bangladesh.

ASA has proven its efficiency in managing money through banking activities with the poor. Such lending efficacies of its program have resulted in creating such an innovative, specialized, standardized and a cost-effective ASA Microfinance Sustainable Development Model. And thus the successes of ASA microfinance model have gained the global acclaim today.

ASA codified the rules and methodologies of micro-lending activities in an operational manual known as “ASA Manual”. It gives the guidance to the employees to implementing the program in day to day delivery of services to the people who need and want it. Such codification effort of ASA has ensured positive impact in running the microfinance enterprise effectively. A set of single line command package manual for all concerned in ASA have been developed for conducting the program identical.

More than twenty year’s experience of ASA in the field of microfinance activities has en-reached the organization to a brand in micro-lending function. As a quality program, ASA feels proud in sharing her knowledge with others such as individuals, groups, NGOs, MFIs and many undergraduate/graduate/post-graduate students of various universities from around the world.  A large number of exposure visitors and interns from within the country and abroad make visit to ASA to see microfinance operation every year. These visitors interact with the top level ASA management staff in its head office and the staff of the branch offices as well as interacting with the ASA borrowers while visits the groups. They also visit different Income Generating Activities (IGAs) of the borrowers during their visit to ASA branch offices.

ASA’s Internship Course have been developed for the undergraduate, graduate and post-graduate students of in-country and abroad who comes to learn practical aspects of ASA’s microfinance operations for poverty alleviation.

The office of Exposure and Internship Unit welcomes the students to visit and learn how ASA and its microfinance sustainable development model is operating in Bangladesh. For more information, please contact: “Nicholas DeCosta” <nicholas@asabd.org> /<asabd@asa.org.bd>.

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