PROFILE OF ASA:

General Information:

Topic	Description
Founded	1978
Legal status	Licensed with Microfinance Regulatory Authority of the Central Bank of Bangladesh (MRA Reg. No. : 00470-00538-00100) Registered in NGO Affairs Bureau (Reg. No. : 120) Registered in Joint Stock Company (Reg. No. : S-660/36)

  

General Data:

Topic	Data
Number of Branches	2,952
Number of Villages/Wards	64,295
Number of Active Client	7,550,968
Number of Borrowers	6,434,594
Average Loan Size	US$ 415
Total Number of Staff	25,905

 

Financial Data:

Particulars	1992	2000	2005	2009	2011	2012	2013
Portfolio size (in million USD)	$2.97	$79.21	$265.00	$457.60	$578.57	$639.65	$695.32
Savings Balance (in million USD)	$0.75	$31.98	$48.09	$118.99	$163.24	$209.05	$336.41
Cost per Unit Money Lent	0.166	0.044	0.033	0.068	0.054	0.059	0.057
Portfolio per Loan Officer (in million BDT)	0.13	1.14	1.78	2.36t	3.99t	4.31	4.88
Portfolio at Risk	0.00%	0.88%	1.22%	4.67%	2.28%	2.64%	3.67%
Average Portfolio Yield	0.00%	25.95%	28.87%	22.72%	28.65%	30.57%	27.20%
Effective Yield on Average Asset	11.94%	24.65%	24.53%	19.66%	24.40%	24.20%	16.59%
Operating Cost Ratio	21.89%	7.70%	6.54%	11.56%	9.40%	9.18%	7.22%
Financial Self Sufficiency (FSS)	47.03%	124.90%	169.73%	112.49%	125.84%	136.56%	127.03%
Operating Self Sufficiency (OSS)	53.17%	136.60%	275.24%	143.38%	188.40%	214.88%	202.72%
Return on Assets (ROA)	N/A	8.97%	10.71%	2.24%	5.52%	7.23%	10.04%
Return on Equity (ROE)	N/A	22.88%	19.66%	4.11%	9.42%	12.12%	19.04%
USD 1 = Taka	39.14	54.00	63.82	68.45	80.22	79.58	77.77

    

Loan and Savings Data:

Type	Size Range	% of Portfolio	% of Client
Primary Loan	US$ 63 - US$ 875	84%	97%
Special Loan	US$ 880 - US$ 12,500	16%	3%
Savings	Weekly $ 0.13	40.23%	-
Capital Build up Savings	Weekly $ 0.13	7.63%	-